Amex Dining Explorer

US-issued American Express cards

The Amex Resy credit: how it works, and where to use it

Up to $400 a year on the Platinum Card · $100 on the Gold Card

The Resy credit is money back on US-issued American Express cards when you pay at a qualifying U.S. restaurant on Resy or Tock: enrol it in your Amex account, then pay with that card. We list 11,577 restaurants that qualify, in 1,875 US cities, updated weekly. A US card has no Global Dining Credit; Platinum cards also get Global Dining Access by Resy, which holds tables rather than paying anything.

restaurants that qualify
11,577
US cities
1,875
on Global Dining Access
642

See which restaurants qualify · All US restaurants on the map

What you get

The Resy credit

Up to $400 a year

A statement credit when you pay with an enrolled card at a qualifying U.S. restaurant: one Resy marks as eligible, including, since 15 September 2026, selected restaurants that book through Tock. How much depends on the card. Unused credit does not roll over.

Amex's Resy credit terms

Global Dining Access by Resy

Priority reservations

Global Dining Access by Resy holds reservations at in-demand restaurants for eligible American Express cardholders — tables you cannot book without the benefit. We list 642 of them in the US.

Who can use it

The Resy credit comes with these US-issued cards. The Basic Card Member enrols it on the account first, in the Benefits section of their Amex account; on the Platinum and Gold Cards, purchases on Additional Cards on the account count too.

Platinum Card
Up to $400 a year: up to $100 each calendar quarter. Amex's card page.
Gold Card
Up to $100 a year: up to $50 from January to June, and up to $50 from July to December. Amex's card page.
Delta SkyMiles Reserve Card
Up to $240 a year: up to $20 each month. Amex's card page.
Delta SkyMiles Platinum Card
Up to $120 a year: up to $10 each month. Amex's card page.
A Platinum Card issued outside the US
No Resy credit: its Global Dining Credit works in the US instead, at the restaurants on that list (below).

Each period's credit is use it or lose it: what you do not spend does not roll over. On the Platinum Card, the October–December quarter's credit runs until 31 December 2026. Amex goes by the date the restaurant processes the payment, so a meal on the period's last day can count towards the next.

How to use it

  1. Enrol the Resy credit on your card, in your Amex account or the Amex app. Nothing is credited until you do.
  2. Find a qualifying restaurant. Resy marks the ones that count as eligible on their booking page — not every restaurant on Resy qualifies. Our lists by city below have every one we know of, and each restaurant's page here says whether it qualifies.
  3. Pay the bill with a card on the enrolled account, directly to the restaurant. You do not need a Resy reservation: the credit follows the payment at a restaurant marked eligible at the time.
  4. Amex adds the statement credit to your account, up to the card's limit for the period — usually within a few days, but it can take up to 8 weeks. If it has not appeared after 8 weeks, call the number on the back of your card.

Amex's Resy credit terms

Global Dining Access by Resy

Add an eligible card to your Resy profile, then book through Resy or the Resy app. Platinum and Centurion Card Members, plus some co-branded cards qualify.

When it does not apply

Not every restaurant on Resy counts — only those marked as eligible when you pay — and the list changes. Amex's terms also rule out, or may rule out, a restaurant inside another business such as a hotel, payments through a third-party card reader or payment platform, delivery and catering orders, and gift cards. A table booked through Global Dining Access earns nothing unless the restaurant also qualifies for the Resy credit.

Global Dining Access is access, not money: no statement credit comes with a booking. A restaurant can be on Global Dining Access and also count towards the Resy credit — the two lists overlap, but they are separate benefits.

Where to use it

11,577 of the US restaurants we list are on Resy's own list of those that qualify, 476 of them booked on Tock, and each one's page says so. Resy can change that list at any time, so check the restaurant's booking page on Resy or Tock before you rely on it.

Resy credit restaurants by city

The 24 cities with the most restaurants we list:

All 544 US cities, A–Z

Using a Platinum card from outside the US

A Platinum Card issued outside the US carries the Global Dining Credit, and that credit works in the US too — at the 57 US restaurants on the Platinum Global Dining Credit list. The amount is set by the market that issued your card (for example £400/yr in the UK or A$400/yr in Australia), not by where you dine. The Resy credit is only on US-issued cards, and Global Dining Access pays nothing, so a restaurant that is only on Resy's lists will not trigger your Global Dining Credit. Credit amounts by card market.

Other dining programmes

UK-issued cards

The Platinum Card's Global Dining Credit, Amex Dining Cashback and Krowd Dining: which card gets what.

The dining credit in Japan

Only prepaid bookings made through Pocket Concierge count.

Love Dining in Singapore

Up to 50% off the food bill at hotel restaurants and restaurants, on Singapore-issued Platinum and Centurion Cards.

Germany and Austria

The Restaurantguthaben and the Gourmet-Gutschrift: how much, how to activate them, and what counts. In English and German.

Frequently asked questions

How much is the Amex Resy credit?

Up to $400 a year on the Platinum Card (up to $100 each calendar quarter); up to $100 a year on the Gold Card (up to $50 from January to June, and up to $50 from July to December); up to $240 a year on the Delta SkyMiles Reserve Card (up to $20 each month); up to $120 a year on the Delta SkyMiles Platinum Card (up to $10 each month). Each card's credit must be enrolled first, and unused credit does not roll over. On the Platinum Card, the October–December quarter's credit runs until 31 December 2026.

How do I use the Amex Resy credit?

Enrol the credit in your Amex account, then pay the bill with that card at a U.S. restaurant that Resy marks as eligible — on Resy or, since 15 September 2026, a selected restaurant on Tock. You do not have to book through Resy. The Platinum credit resets each calendar quarter and the Gold credit each half-year. 11,577 of the US restaurants we list qualify.

Which restaurants qualify for the Amex Resy credit?

Qualifying U.S. restaurants on Resy, and selected restaurants on Tock: Resy marks each one as eligible on its booking page, and not every restaurant on Resy qualifies. We list 11,577 of them in 1,875 US cities, the most in New York, Los Angeles and Washington D.C., and each one's page says so. The list changes, so check the booking page before you rely on it.

Do I have to book through Resy to get the credit?

No. Amex counts the payment: pay the bill with a card on the enrolled account, directly to a restaurant that is marked as eligible on Resy at the time. A reservation on Resy is not required, though booking there shows you whether the restaurant qualifies.

Why didn't my Amex Resy credit post?

It can take time: Amex says credits usually arrive within a few days but may take up to 8 weeks, and to call the number on the back of the card if one has not posted after 8 weeks. Otherwise, check that the credit was enrolled before you paid, that the restaurant was marked eligible at the time, and that you paid on the enrolled account, directly to the restaurant — not through a hotel, a delivery app or a third-party card reader. The period's credit may also already be used up: on the Platinum Card, up to $100 each quarter.

Do Delta SkyMiles cards get the Amex Resy credit?

Yes, two of them: the Delta SkyMiles Reserve Card (up to $20 a month, $240 a year) and the Delta SkyMiles Platinum Card (up to $10 a month, $120 a year). As on the Platinum and Gold Cards, the credit must be enrolled and works at qualifying U.S. restaurants on Resy.

Does the Amex Resy credit work at Tock restaurants?

At selected ones, since 15 September 2026. Tock is Amex's other reservation platform, and Resy now lists Tock's restaurants beside its own; those that qualify for the Resy credit are marked as eligible on their booking page, and more are being added. 476 of the restaurants we list are Tock restaurants that qualify, and each one's page links to its booking page on Tock. Tock restaurants are not part of Global Dining Access.

Does a US-issued Amex Platinum get the Global Dining Credit?

No. A US-issued Platinum Card has no Global Dining Credit. Its dining benefit is the Resy credit — $400/yr, paid as $100 per quarter at 10,000+ qualifying U.S. restaurants on Resy and Tock — which only works in the US. What a US Platinum Card does get worldwide is Global Dining Access by Resy: priority reservations at in-demand restaurants, not money.

What is Amex Global Dining Access by Resy?

Global Dining Access by Resy holds reservations at in-demand restaurants for eligible American Express cardholders — tables you cannot book without the benefit. It is access, not money: no statement credit comes with a booking. Add an eligible card to your Resy profile, then book through Resy or the Resy app. Platinum and Centurion Card Members, plus some co-branded cards qualify.

Is Global Dining Access the same as the Resy credit?

No. Global Dining Access holds reservations for eligible cardholders; it pays nothing. The Resy credit is money back on US-issued cards at qualifying U.S. restaurants on Resy and Tock. Many restaurants are on both lists, and each restaurant page here says which it is on.

Can I use my UK, Canadian or Australian Amex Platinum dining credit in the US?

Yes, at the 57 US restaurants on the Platinum Global Dining Credit list. The credit is set by the market that issued your card — £400/yr in the UK, CA$200/yr in Canada, A$400/yr in Australia — and works at participating restaurants worldwide. It does not apply at restaurants that are only on Resy's lists.

Card benefits and restaurant lists change. Confirm the terms in your Amex account and the restaurant on Resy or Tock before you book. Amex Dining Explorer is not affiliated with American Express, Resy or Tock.